We understand legal matters can be confusing. We're here to make things simpler.
How much will a claim cost? Who will pay my compensation? Will I be out-of-pocket? And all other questions related to personal finances.
How to determine if you were at fault or not, how to know if the location of your accident is covered by insurance, and all other accident detail questions.
What are some of the common medical conditions for compensation? What is a medico-legal assessment and how do I prepare for this? And all other medical related questions.
How does my claim affect my employability? What about my friends, family and coworkers? Will I be able to return to my job? And all other general questions you might have.
30%. With MCW Legal, having a lawyer run your compensation claim will cost 30% of your gross settlement.
In addition to this, we run your claim on a No Win No Fee basis, meaning that 30% becomes 0 if we don't win.
If you'd like to read more about what that 30% includes, you can check out our article here.
There is a common perception that lawyers will bleed you dry. And we don't disagree, there are some firms that will do just that.
We want to help you better understand your fees.
We also want to help you stay in complete control of your legal spend and save money by doing so by offering you a number of ways we charge.
For starters, we pay for your disbursements.
Disbursements are the outlays (monies) that a law firm has spent in pursuing the compensation. They typically include payments for court fillings, medical experts and barrister’s fees. We will:
We are happy to lend you our services. In addition to maximising your future money, we also want to save your current money.
No, Centrelink benefits do not affect your claim. But they do affect your compensation.
Once you’ve received your compensation money, you will be required to pay back statutory bodies from whom you’ve received benefits from – this includes Centrelink. Essentially, a percentage of the amount you have received in the past will be automatically paid back to the government from your compensation.
You may also be exempt from receiving further Centrelink payments for a period of time – after all, your payout amount could replace your need for Centrelink, depending what scheme you are on.
If you want to know more about the schemes affected, how much you will have to pay, and what you should do, you should read our article on Centrelink here.
Your legal fees are absorbed by the firm acting for you until the time of your settlement meaning you will not pay a single cent on legal fees before that point.
If you want to read more about legal fees and how they work, you can check out our article here.
Just because you have undeclared finances or incomplete tax returns does not mean you are excluded from recovering compensation if you have been injured.
After all, you were injured at no fault of your own, and one missed tax return does not mean you have to pay for that for the rest of your life.
It does mean, however, that you’ll need to tread very carefully when proceeding with your claim to ensure your credibility isn’t brought into question.
If you fall into this category, where your financials are questionable or not up to date but you wish to proceed with a claim, then you essentially have two options:
If you want to read more about how you can do that, you can check out our article here.
Most Queenslanders think making a compensation claim is hard.
So hard that almost 200,000 people think about making a compensation claim every year but don’t.
So, what’s causing this compensation claim reluctance?
It seems that people’s reluctance to compensation claims is due to a multitude of factors, including having to go to Court.
The words ‘Court Proceedings” can send shudders down the spines of most Australians.
It’s a hassle most of us can agree we would just rather not have to go through.
Thankfully, the truth is...
Most compensation claims don't make it to court, ever.
If you want to read more about why, you can read our article here.
3 years. You have 3 years from the date of the accident to make a claim for compensation. After this, the Limitation of Actions Act 1974 (QLD) will prevent you from making a claim.
Extensions are available in some cases, but are extremely difficult to obtain.
If you are under 18 years at the time of the crash, different timeframes apply. The limitation date is 3 years after your 18th birthday if you have not already commenced a claim. And the only way to commence a claim before your 18th birthday is if a parent of guardian commences the claim on your behalf.
There is a common misconception that compensation claims take years and years of work before you ever see a result.
As a result, people are reluctant to claim for compensation because they believe the time and effort will not be worth the compensation they receive at the end of a compensation claim.
They couldn’t be more wrong.
While it is true that some compensation claims can take years to settle, the reality is most compensation claims take just over a year.
That’s because the biggest indicator of how long your compensation claim takes is the severity of your situation.
In Queensland, over 70% of compensation claims are for minor impact. These compensation claims typically don’t take long to settle.
While this might be the average time it takes to see results, each person’s situation is unique…
..and each person’s compensation claim time is therefore also unique.
CTP is a form of personal injury insurance that is compulsory for every registered vehicle in Australia – that means motorbikes, commercial vehicles, cars, and any other registered vehicle.
It provides compensation for people injured or killed in a car accident that is deemed to be not their fault.
That means the CTP insurance you select when you register your car would pay for another party’s personal injuries if you caused an accident. And, vice versa, their CTP insurance would cover you if they were the party that caused the accident.
You can read more about CTP insurance and how it works in our article here.
Injuries come in many shapes, types, and sizes.
Some are visible to the naked eye whilst others linger under the skin.
Some will hang around for a day, some for a year, and some will never heal.
When considering an event for compensation, two key elements are analysed:
If you fall under the both of the above criteria, it's highly likely you qualify for a successful compensation claim.
Remember, it may be a headache, or it may be a bruise, but it could be something much more than that.
Symptoms are not always instant and are valid to compensation claim for up to three years after the event.
Always get checked out by your GP no matter what your concern is.